SBI PO 2026 – Exam Pattern, Syllabus & Preparation

State Bank of India recruits Probationary Officers through its own exam, separate from IBPS. Selection has three phases: a Preliminary exam, a Main exam (objective and descriptive) and a final phase of psychometric test, group exercise and interview.

  1. Eligibility
  2. Selection process
  3. Exam pattern
  4. Syllabus
  5. Subject-wise preparation
  6. Mock tests
  7. Current affairs & banking awareness
  8. FAQs

SBI PO Eligibility

  • Educational qualification: A graduate degree in any discipline from a recognised university, as specified in the notification.
  • Age and other conditions: Age limits, relaxations, the number of attempts and the cut-off date are set in each notification.

Check the latest official notification before applying. Eligibility conditions, age limits and relaxations are published in each notification on SBI Careers.

SBI PO Selection Process

  1. Phase I – Preliminary Examination – Online objective test with no sectional cut-off. Qualifying for the Mains; its marks are not added to the final merit.
  2. Phase II – Main Examination – Online objective test (200 marks) followed by a descriptive Communication Skills test (30 marks), with a minimum score in each section.
  3. Phase III – Psychometric Test, Group Exercise & Interview – For candidates shortlisted on the Main exam. The psychometric test profiles personality for the interview panel; the Group Exercise carries 20 marks and the Interview 30 marks. Final merit normalises Phase II (230 marks) to 75 and Phase III (50 marks) to 25, a 75:25 ratio.

SBI PO Exam Pattern

SBI PO Preliminary Examination

SBI PO Preliminary Examination pattern
SubjectQuestionsMarksDuration
English Language 40 — 20 minutes
Quantitative Aptitude 30 — 20 minutes
Reasoning Ability 30 — 20 minutes
Total1001001 hour

SBI PO Main Examination

SBI PO Main Examination pattern
SubjectQuestionsMarksDuration
Reasoning & Computer Aptitude 40 60 50 minutes
Data Analysis & Interpretation 30 60 45 minutes
General Awareness / Economy / Banking Knowledge 60 60 45 minutes
English Language 40 20 40 minutes
Total1702003 hours
Descriptive Test – Communication Skills (emails, situation analysis, report or précis)33030 minutes

Note: The Preliminary exam carries 100 marks in all; the notification does not split them by section. The Main exam totals 230 marks in 3 hours 30 minutes. Each section is separately timed. For each wrong answer in the objective tests, one quarter (0.25) of the marks assigned to that question is deducted.

Exam pattern and selection process may vary by recruitment notification. Candidates should check the latest official notification. This pattern is from the SBI advertisement CRPD/PO/2026-27/09 (June 2026). Sections, question counts and timings are revised from time to time, so confirm the current pattern on SBI Careers before you apply or prepare.

SBI PO Syllabus

The syllabus page lists every subject with its chapters and topics, which stage tests it and a preparation tip.

Subject-wise Preparation for SBI PO

Each subject links to its practice BITS, a timed subject mock test and study material where CompeteBits has them.

Reasoning Ability

Prelims & Mains

Tests logical thinking under time pressure. Puzzles and seating arrangements carry the most weight, especially in the Mains.

Quantitative Aptitude

Prelims

Arithmetic, number series, quadratic equations and data interpretation. Calculation speed decides most of the score.

Data Analysis & Interpretation

Mains

The PO Mains quantitative section. Most questions come as data sets, so accuracy in reading the data matters as much as calculation.

English Language

Prelims & Mains

Reading comprehension, grammar and vocabulary. Reading comprehension usually carries the largest share of the section.

General / Financial / Banking Awareness

Mains

A Mains-only section on banking, the economy and current affairs. It needs no calculation, so good preparation saves time for other sections.

Computer Aptitude

Mains (with Reasoning)

Asked together with Reasoning in the Mains. Questions test basic computer awareness rather than programming.

Descriptive Paper (Communication Skills)

Mains (descriptive)

A typed descriptive test of communication skills taken immediately after the SBI PO Mains objective test.

All subjects on one page: SBI PO practice questions (bit bank).

Frequently Asked Questions

What is the SBI PO exam pattern?

Under advertisement CRPD/PO/2026-27/09, Phase I (Prelims) has 100 questions for 100 marks in 1 hour: English Language 40, Quantitative Aptitude 30 and Reasoning Ability 30 questions, 20 minutes each. Phase II (Mains) has an objective test of 170 questions for 200 marks in 3 hours and a 30-mark descriptive Communication Skills test, followed by Phase III. Check the latest SBI notification for the current pattern.

What is in the SBI PO descriptive test?

A 30-minute, 30-mark Communication Skills test with three questions: an email, a situation analysis, and either a report or a précis, each chosen from two options.

Is SBI PO conducted by IBPS?

No. State Bank of India conducts its own PO recruitment and publishes notifications on its careers website.

Is there negative marking in SBI PO?

Yes. For each wrong answer in the objective tests, one quarter (0.25) of the marks assigned to that question is deducted.

Which subjects should I practise for SBI PO?

Reasoning, Quantitative Aptitude and Data Interpretation, English Language, General / Economy / Banking Awareness and Computer Aptitude. CompeteBits has free banking bits and subject mock tests for each of these.

Disclaimer: CompeteBits is not affiliated with SBI Careers or any bank. Exam details may change; verify the latest information in the official notification.